Responsibilities

• Perform comprehensive data analytics for credit policies formulation and risk acceptance criteria setting for unsecured product
• Assist in preparation of loss impairment reporting for management review
• Prepare periodic management reports to monitor the loss impairment level in the company
• Assist in ad-hoc analysis of the unsecured portfolio across different dimensions for potential improvement in credit loss, product offer, customer segments, profitability and credit procedures, etc.
• Assist to develop new product offers/ tests and forecast the profitability and performance of the new campaign
• Conduct user acceptance test and coordinate the implementation of new product offers or any policy changes with system support

Requirements

• University degree holder or above in Business Administration, Risk Management, Statistics or other related disciplines
• At least 2-3 years of experience in consumer finance or personal lending industry is preferable
• Financial Risk Manager (FRM) or any risk management related qualification is preferable
• Proficient in SAS, SQL or Excel VBA Programming skill
• Proficient in spoken and written English and Chinese
• Candidates with less experience will be considered as Credit Risk Officer